Credit
Monitor credit risk with direct customer evidence
Identify investment opportunities, assess downside risk, and validate credit fundamentals with proprietary buyer intelligence.
How credit teams use Qualitate
Identify investment opportunities
Find improving fundamentals, emerging trends, and mispriced credit.
Test revenue durability
Evaluate business resilience, pricing power, and downside risk.
Pressure-test competitive and AI risk
Understand disruption, customer churn, and competitive threats.
Diligence and monitor across your book
Underwrite new investments and continuously monitor existing positions.
One system for underwriting, diligence, and portfolio monitoring
- Research AgentSynthesize Qualitate’s proprietary expert interviews and your firm’s research into answers on retention, demand, and competitive risk.
- Transcript LibraryFind customers renewing, cutting spend, or evaluating alternatives based on Qualitate’s continuous buyer interviews. Read the reasoning behind their plans.
- Company & Market SignalsCompare quantified spend, churn, adoption, and sentiment over time from buyer conversations to spot weakening demand or improving momentum.
- AI-Moderated InterviewsLaunch targeted diligence in days. Qualitate designs the study, sources vetted experts from our panel, conducts adaptive interviews, and synthesizes findings.
- Continuous MonitoringReceive briefings and alerts when customer or competitive signals change across your portfolio, with recommendations for follow-up research.
- Context & MemoryBring prior calls, credit theses, and underwriting assumptions into the Research Agent and AI Interviewer so each check builds on your firm’s knowledge.
Explore Each Feature
Credit Diligence & Monitoring Agent
Start with your credit thesis
Combine your credit memo and management projections with Qualitate’s research. The agent identifies gaps in your underwriting assumptions.
Pressure-test revenue durability
Launch AI-moderated interviews with customers and industry experts to test renewal intentions, spending plans, and pricing pressure.
Track every borrower
Schedule quarterly checks across your portfolio. Keep core questions consistent while the AI interviewer adapts follow-ups using new evidence and prior findings.
Catch emerging risks
Get alerted when new findings challenge your assumptions. Launch targeted follow-up interviews to understand what changed and reassess the downside.
By the numbers
Qualitate turns scattered inputs into a sharper point of view.
- 209
- Interviews in 10 business days in one top-10 private credit firm project
- 10K+
- Public and private company pages with quantified data
- ⅓
- The cost of traditional expert calls
Enterprise controls for credit research
Set research approvals, manage access, and keep proprietary diligence private with configurable firmwide controls.